lima power loan


Our Lima Power loan is designed to finance the acquisition of agricultural machinery and implements (inclusive of solar energy products), agricultural inputs, such as fertilisers, seeds, fuel and other working capital needs for land preparation, tillage, harvesting and marketing and transportation of crops, livestock trading and meat products. It is designed to support Income-generating agricultural activities and to finance the establishment and/or expansion of existing small-scale agri-businesses directed towards those practicing conservation agriculture methods.



You must be a Namibian citizen, over 18 but not older than 60 years of age at loan entry.

You must provide proof of capacity to afford the monthly loan repayment. This can be from agri-business activities or additional, regular and verifiable income sources.

You must not be listed on ITC.

You must have a bank account (preferable a business bank account) so that we can collect your loan repayment by debit order.

You must be engaged in small-scale commercial agricultural activities, preferably using conservation agriculture methods.


Loan amounts and terms

Loan size: from N$5,000 to N$250,000

Loan term: from six to a maximum term of 60 months, depending on the amount.



We require a cash security build-up contribution of between 45-50% of the amount you are applying (depending on your business case) for which we hold as collateral, just in case you default on your repayment. This will of course be refunded to you once you have repaid your loan in full.

All loans also include credit-linked insurance cover.


How to apply and required documents

You can apply by completing a loan application form at any of our offices or download an application forms.

The following supporting documents must be handed in with your loan application:

Copy of your Namibian ID

Six months’ bank statements;

A simple business plan which should explain how you will generate income, etc; and

Valid quotations from the accredited supplier of machinery, equipment and inputs to be financed with the loan.





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Kongalend Financial Services

corner Haddy & Viljoen Street


telephone: 061 24 1440

fax: 061 24 1447


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