institutional development partners

City of Windhoek

In 2017, Kongalend’s outreach drive involved partnership with the City of Windhoek’s economic development division to regularly share information on our range of microfinance products and services at open markets and centres within the capital which serve as focal points for small business activity as well as natural gathering spots for the local community.


CLUSA Namibia

Kongalend entered into a formal partnership agreement with CLUSA International in June 2013 to introduce CLUSA Namibia, a USAID-funded support programme, beneficiaries to Kongalend as its financial partner of choice. Through this partnership, Kongalend provided access to permanent avenues of finance for the acquisition of agricultural equipment and inputsrequired to support their progress from subsistence farming to commercial crop production and, in so doing, generate sustainable income and create employment, capable of making impactful changes in their lives and livelihoods..

CLUSA Namibia co-ordinated a three-year Namibia Conservation Agriculture Programme (NCAP), from 2013-2015, which introduced conservation agriculture techniques to Namibian smallholder farmers designed to mitigate the impact of drought and flood events in the crop-growing communal areas of northern Namibia to increase food security for such farmers by providing means of generating cash crop income.


German Savings Bank for International Co-operation

Kongalend is drawing on some two-and-a–half centuries’ experience of the German Savings Banks, which were founded in 1778 to enable and encourage low-salaried workers to save their hard-earned wages in order to best cope with the new challenges of urbanisation and industrialisation. Today, the Savings Banks Finance Group consists of 417 independent savings banks which are still governed, in addition to more modern banking legislation, by Savings Banks Acts that constitute a pubic mandate to serve the communities in which they are located. What distinguishes this mandate is a commitment to a “double bottom line”, balancing profitability with outreach and impact within such communities to provide value-added services including financial literacy and practical advice to start-up and small businesses.

The Savings Banks Foundation, the group’s development arm, was established to share its working model and is currently involved with 32 projects in 28 countries.

Our partnership is intended to streamline and add to  Kongalend’s current product offering, expand our geographic footprint by opening up additional branches in communities where our services are most needed, and strengthen our equity position through the extension of a line of credit for on-lending purposes, readying it to qualify as a deposit taking institution and support its evolution into a fully-fledged Tier-2 microfinance bank. Support includes specialist technical assistance from both short and long-term experts to progress Kongalend’s transformation strategy.







Ondangwa Town Council

In 2011, Kongalend was invited to be an anchor tenant in the Ondangwa Town Council’s SME Centre, a one-stop shop providing access to information and training to both emergent and established small business owners from Ondangwa and its densely populated surrounding area. It was the first location for Kongalend’s growing network of regional offices. We still retain strong partnership links with the OTC.


Project Hope

Kongalend and Project HOPE Namibia, a USAID-funded organisation, sealed a formal partnership, in March 2011 to collaborate in furthering rural economic development through the provision of long-term avenues of access to the microfinance Kongalend extends to Project HOPE group members  eager to graduate from informal economic activities to productive micro and small enterprises.


Shack Dwellers Federation of Namibia

Kongalend entered into a co-operation agreement with the Shack Dwellers Federation of Namibia in September 2011 to establish a functional framework for the extension of micro-enterprise loans by Kongalend to members of the SDFN meeting loan qualifying criteria, in conformity with the principles of responsible lending and borrowing.

The agreement paved the way to significantly increase the establishment and expansion of small businesses owned by members of the Federation and make impactful changes in their lives and livelihoods.

Established in 1998, the Shack Dwellers Federation of Namibia is a network of community-based housing savings group schemes aiming to improve the living conditions of low-income people and promoting, in particular, women’s participation in socio-economic decision-making processes that affect their lives and livelihoods.

The SDFN has successfully established functional regional networks made up of 620 saving groups, comprising 19,392 active saving members, nearly 65 percent of which are women who live in informal urban settlements. The primary objective of the SDFN saving groups is to access affordable land to enable them to construct formal brick housing structures, as well as access to affordable credit. The latter was stimulant to the forging of the partnership with Kongalend.

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