Lima Power Loan

Our Lima Power loan is designed to finance the acquisition of agricultural machinery and implements (inclusive of solar energy products), agricultural inputs, such as fertilisers, seeds, fuel and other working capital needs for land preparation, tillage, harvesting and marketing and transportation of crops, livestock trading and meat products. It is designed to support Income-generating agricultural activities and to finance the establishment and/or expansion of existing small-scale agri-businesses directed towards those practicing conservation agriculture methods.


You must be a Namibian citizen, over 18 but not older than 60 years of age at loan entry.
You must provide proof of capacity to afford the monthly loan repayment. This can be from agri-business activities or additional, regular and verifiable income sources.
You must not be listed on ITC.
You must have a bank account (preferable a business bank account) so that we can collect your loan repayment by debit order.
You must be engaged in small-scale commercial agricultural activities, preferably using conservation agriculture methods.

Loan amounts and terms

Loan size: from N$5,000 to N$250,000
Loan term: from six to a maximum term of 60 months, depending on the amount.


We require a cash security build-up contribution of between 45-50% of the amount you are applying (depending on your business case) for which we hold as collateral, just in case you default on your repayment. This will of course be refunded to you once you have repaid your loan in full.
All loans also include credit-linked insurance cover.

How to apply and required documents

You can apply by completing a loan application form at any of our offices or download an application forms.
The following supporting documents must be handed in with your loan application:
Copy of your Namibian ID
Six months’ bank statements;
A simple business plan which should explain how you will generate income, etc; and
Valid quotations from the accredited supplier of machinery, equipment and inputs to be financed with the loan.

Accredited suppliers / installers

To make sure that our products and services are widely accessible, Kongalend works in partnership with technology suppliers and technicians and. This ensures we can deliver practical solutions to improve the lives and livelihoods of our fellow Namibians.

In keeping with its belief that development is a collective responsibility, Kongalend has accredited partners for the supply of conservation agriculture-appropriate machinery, implements and inputs to customers taking up its Lima Power loan product.

These relationships have been cemented to deliver practical solutions to challenges that inhibit progress – one of which is lack of access to finance for the acquisition of appropriate technologies.

Solar suppliers of choice

Pweteni Plaza (behind Pupkewitz Toyota), Rundu
telephone: 066 256106
fax: 066 267107
cell: 081 295 4069

Baufi’s Agricultural Services
1 Parsival Street, Windhoek
telephone: 061 269075
fax: 061 269982

Hoffmann’s Farm Implements
8 Hage Geingob Street, Otjiwarongo
telephone: 067 302738
fax: 067 302498
cell: 081 242 6902

Komeho Namibia Development Agency
80 Dr Frans Indongo Street, Windhoek
telephone: 061 230450
fax: 061 230343

Kuku Agri Equipment
Oshilemba Complex, Main Road, Oshakati
telephone: 065 221927
fax: 065 221927
cell: 081 215 7373

8101 Parsons Street, Southern Industrial Area, Windhoek
telephone: 061 220539
fax: 061 228579