Elizabeth Adonio is a group loan client who sells fruit and vegetables in Kehemu Open Market, near Rundu, in the Kavango East region. She utilised her loan to buy stock for her business. She chose Kongalend as it is the only institution providing affordable loans to the informal sector and says: “The Kongalend loan improved my standard of living and through their group training I am better equipped to manage my business finance.”

Wilhelmina Ndafapawa Moses is a group loan client from Ongha in the Ohangwena region. She started her business in 2007, engaging in the repair and service of vehicles and the sale of car parts and accessories. Her customers come from Ongha and the surrounding villages in the Endola constituency in the Ohangwena region. She heard about Kongalend loan from a friend and applied for a loan in order to buy stock of required car accessories .

She chose Kongalend because the loans are affordable. Access to finance has improved her business income as well as her life.

Petrus Hausiku Nampadi is a group loan client who produces an impressive range of meat products, which he sells from his small processing premises in Kehemu, near Rundu. He used his loan to buy stock of meat. His business lacked the capital he required to expand. “Thanks to Kongalend,” he says “I am now fully operating my business as well as feeding my family.”

Helvi Sakeus is a group loan client from Ondangwa. She runs a small business selling a variety of crop products including mahangu, sorghum, maize, beans as well as vegetables such as fresh tomatoes, onions and potatoes. Her customers are other traders at Ondjondjo Open Market and individuals.

She chose Kongalend as the only financial institution where she qualifies to apply for a loan and because loan products are affordable.  Access to finance have allowed her to fully stock her business. Her living standard has improved and she is happy. Her financial position has changed to the point where she is now able to pay for her eldest child to study at the University of Namibia.